Financing Information

From affordable financing to our variety of insurance options, Khara Orthodontics is committed to getting each patient the help they need affordably. Our mission is to provide you with cost-effective and high-quality treatment!

Cost Of Treatment

That’s why we are proud to offer a variety of payment options to help meet your budget needs. We are glad to accept Visa, MasterCard, Discover, American Express, and debit cards, as well as HSA and FSA. We offer low down payments, flexible monthly payments, in-house financing, and a variety of discounts.

We offer 10% discounts to:

Teachers
Essential Workers
Service Members
First Responders
Chamber Members
Family Members

We also offer a 5% pay-in-full discount when you start your treatment in our office and pay your balance in full.

Our Treatment Coordinators, with years of experience, specialize in creating custom-tailored financial options that fit any budget! We are always looking out for our amazing patients!

Insurance Information

While we offer a variety of payment options, having orthodontic insurance coverage can help reduce your out-of-pocket treatment expenses. Most dental insurance policies cover 80% to 100% of dental work needed during a given year; however, orthodontic insurance is different. Most orthodontic policies cover 50% of the cost, up to a specified lifetime maximum set by each insurance company.

Prior to your first visit, we estimate your coverage based on the insurance information you provide. We handle all the necessary steps to make sure you receive your maximum benefit. This is a service we are proud to provide for our patients. However, if during treatment, your benefits change, the financially responsible party is accountable for all charges.

Insurance Providers We Accept

Currently, we accept Ameritas, Cigna Dental, BlueCross BlueShield, MetLife, Delta Dental, Humana, and UnitedHealthcare. Please note, we currently do not accept Medicaid at this location. Please click here to be directed to our office which accepts Medicaid.

Special Financing

We are pleased to accept the CareCredit healthcare credit card. CareCredit lets you say “Yes” to recommended surgical and non-surgical dental procedures like crowns, oral surgery, or even a general checkup, and pay for them in convenient monthly payments that fit your financial situation.

CareCredit is a credit card that helps you pay for treatments and procedures for you or your family that may not be covered by insurance. With special financing options, you can use your CareCredit card again and again for your dental needs, as well as at thousands of other healthcare providers, including optometrists, veterinarians, ophthalmologists and hearing specialists.

It’s free and easy to apply and you’ll receive a decision immediately. If you’re approved, you can schedule your procedures even before you receive your card. With more than 21 million accounts opened since CareCredit began nearly 30 years ago, they are the trusted source for healthcare credit cards.

Learn more by visiting www.carecredit.com or contacting our office. Ready to apply? Apply online for your CareCredit healthcare credit card today. You’ll be smiling brighter in no time!

Apply Now

LOANS WITH LENDINGPOINT

LendingPoint offers flexible financing plans that break down your total cost of treatment into smaller payments. With competitive interest rates and simple payment plans, LendingPoint helps patients access the care they need affordably. Additionally, LendingPoint’s application is quick and easy, and funds can be available in as little as 24 hours after approval.

Apply Now